This low-end 1-color self-mailer from a mortgage company arrived on March 13, just a bit late to lock in my rate if the funding pool review was indeed due February 22. Easy Fail for Timing. Surely it does not take over a month for a standard rate letter to travel from Salt Lake City to a big city in Texas.
Learnings: Always allow adequate time for your mail to be delivered. Use a respond-by date that is later than the anticipated in-home date.